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Personal care home or nursing home?

The deciding question is nursing: does your parent need a nurse's care around the clock?

Quick answer

A personal care home provides housing, meals, supervision and help with daily activities for people who do not need ongoing nursing care, while a nursing home provides 24-hour nursing care under a Department of Health license and Medicare and Medicaid certification.

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Last verified: October 2026

What is the main difference between a personal care home and a nursing home?

A personal care home provides housing, meals, supervision and help with daily activities for people who do not need ongoing nursing care, while a nursing home provides 24-hour nursing care under a Department of Health license and Medicare and Medicaid certification.

In the Lehigh Valley the two are often on the same campus, and many continuing care communities have both. The license, not the building, decides what care is allowed. In Lehigh, Northampton and Carbon counties, DHS's provider directory lists 68 licensed personal care homes and 2 assisted living residences, with 5,255 licensed resident places between them (retrieved November 6, 2026). CMS certifies 30 nursing homes in Lehigh, Northampton and Carbon counties with 5,127 beds; of the 30 with an overall rating, 11 have five stars, 7 four, 7 three, 2 two and 3 one (Care Compare data as of October 1, 2026).

How do I know if my parent needs a nursing home instead?

A nursing home is the right setting when a parent needs skilled nursing every day, such as complex wound care, IV therapy or frequent injections, needs two people to transfer safely at all hours, or has medical needs that change faster than a personal care home's staff can respond to.

A hospital discharge planner, your parent's physician, or the Area Agency on Aging's level-of-care assessment can give a clear answer. Many people go to a nursing home for short-term rehab and then move to a personal care home once they recover.

How do costs compare in Pennsylvania?

CareScout's 2025 Pennsylvania medians put an assisted living community at about $6,352 a month against about $11,954 for a semi-private nursing home room and $13,688 for a private room, so a personal care home usually costs roughly half as much as a nursing home.

The payment picture flips for families with limited savings: Medical Assistance pays nursing home care for those who qualify, but not a personal care home's room and board. See what care costs.

How do inspections and ratings differ?

Nursing homes are inspected under federal rules and rated one to five stars by CMS, with staffing hours and quality measures published; personal care homes are inspected annually by DHS against 55 Pa. Code Chapter 2600, with public inspection summaries but no star rating.

Our directory shows CMS ratings for nursing homes and DHS violation counts for personal care homes. The two are not comparable to each other: a three-star nursing home and a personal care home with two violations measure different things.

Can someone move from a nursing home back to a personal care home?

Yes: once a resident no longer needs daily skilled care, a move to a personal care home is common, and Community HealthChoices' nursing home transition services and the Area Agency on Aging can help plan it.

The personal care home will need a new medical evaluation and will write a support plan. Ask the nursing home's social worker to start the discharge plan well before Medicare days run out.

At a glance

A nursing home isA nursing home is not
Care24-hour nursing under a Department of Health licenseNecessary just because someone needs help bathing
PaymentCovered by Medicare for short rehab and Medical Assistance for long staysCheaper than a personal care home
RatingsRated by CMS with starsInspected by DHS like a personal care home

Sources include 55 Pa. Code Chapters 20, 2600 and 2800, Pennsylvania DHS, Department of Health and Department of Aging pages, CMS, VA and CareScout rate tables as cited above; see our editorial standards.

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